Investment /ɪnˈvɛs(t)m(ə)nt/

The word that is enticing to the masses as they know this is the not-so-much-of-a-secret of the rich. Investing in multiple ventures is the way to be and it is the only game plan in staying on the pedestal of the privileged. The difficulty of its implementation comes in with its concept perceived as intimidating. A common misconception being that it “always” takes a huge amount of money to start.

Warren Buffett, CEO of the Berkshire Hathaway and one of the most successful investors in the world, said, “The best investment you could ever do is to educate yourself.” Let us begin becoming financially literate by understanding these 3 basic principles:

1. What is an investment?

As explained by www.investopedia.com in its very economic sense, “An investment is any purchased good that is not consumed today but will be used in the future to build wealth.” This definition implies that it starts with an intended delayed gratification. An investment is best used to produce passive income while you earn aggressively. Finding a product that will allow regrowth of the capital you bought it with is the key.

2. What is the difference between passive income and aggressive income?

In his book “Rich Dad Poor Dad”, Robert Kiyosaki shared the importance of passive income over active income. To embrace the advantage of the first one over the other, he pointed out that active income is what you earn from your day job. Passive income is called so since you get it without doing much of a workload. Having an investment to earn you some passive income is the name of the game. You will get paid via the ‘investment’ you have made.

Sample financial statement
that the boardgame Cashflow provides.

For example, you have bought an apartment and had it rented out. Basically, the monthly rental payment you get from it is passive income because you did not actually have to do any work for it compared to your 8-hour day job. Simply put, you did not have to report for duty to anybody at anytime. You are earning money even when your attention is on other things. The capital you bought and renovated the apartment with was your investment and this can earn you back your capital and more! Understanding the rate of return based on how an apartment is in demand, you are actually making your investment work for you. This way, your apartment becomes an asset.

WHAT APRIL HAS IN STORE FOR US

Spring had just paved the way for us to anticipate great events this April.

Let me start off with a wonderful evening with our musical director, Rony Fortich, whom I always look up to in so many ways. Talent, discipline, professionalism, success and humility. He, along with a number of vocalists, don't just sing and perform, but they tell a story thru their songs.

One Night Stand, A Monthly Cabaret, was put up to feature the brightest artists, both old and new, at 12 Monkeys Music Hall in the Philippines. One Tuesday of every month, One Night Stand will showcase musical theatre cabarets onstage leaving a memorable night to linger more than usual with a special pang to how music brings out memories and how it takes us to a blissful abyss.

On April 5, as Rony turns 39, he will be performing "No Disclaimers, Rony Fortich's Birthday Jam" featuring Ring Antonio, Cathy Azanza-Dy, Kristine Diaz (who I am proud to say is a friend and colleague), Arman Ferrer, Yanah Laurel, Fred Lo, Gab Medina and Felix Rivera (who never fails to give out an astounding performance by touching your soft point with his genuine delivery).  It's so ironic that these superb talents have the following disclaimers when they are the best of the bests in transcending the audience into the ether with their voice.

NO MORE DISCLAIMERS

Rony Fortich's Birthday Jam at One Night Stand

April 5, 2016 (Tuesday)

9 PM

12 Monkeys Musical Hall

Dorr charge: 400 Php

For table reservations:

0917-570-3222

Second one would be a FREE webinar that you may need as you try to know about investing your money into something good and worth it.

You don't want to push thru a messy start so Spearhead Mission, in collaboration with Bo Sanchez's Truly Rich Club, had reached out to Filipinos who are able and willing to save, invest and re-invest. To be guided well, physically and spiritually in making it happen for your hard-earned money, know the do's and don't's, the basics and the connections you have to make as you pursue a journey to being financially free.

A message from Bo goes:

"Have you been wanting to attend any or our live Truly Rich Club Quick Start seminars but you just couldn't do so because of your geographical location?

Well, here's my good news! Joey Tayaban, the Concierge Director of Truly Rich Club, will conduct a Truly Rich Club Quick Start Webinar exclusively for you on how to invest in the stock market. It's an online seminar so you can join in the comforts of your own home or office. And it is LIVE so you can ask Joey and her team, including JP Adena, your questions.

This is happening on April 10 from 8:30pm to 10:30pm, HK/Phils time

To join the TrulyRichClub Quick Start Webinar, please click the link below.

https://attendee.gotowebinar.com/register/3918356349514803202

May your dreams come true,

Bo Sanchez"

Last but not the least, summer is just around the corner and I would love to encourage you to try doing cross fit with Fitness Academy. Take away the fear of being asked to lift heavy weights. Fitness Academy will create a program solely for your needs and capacity.

I have tried their free trial classes and honestly, at first, I was more than wary. As I researched, it led me to images of female body builders that instantly stirred hesitation in me. But being a mom of one, I'd like to explore different ways of getting fit. I am aware that there are certain challenges in every thing we want to pursue so I just went and showed up. To my expectation, it wasn't that bad as I thought it would be. It was a good intense 1 hour work out that the only couple of things you should possess is a well energised body (aim to have a good sleep before and a muffin at least one hour before the work out) and commitment. 

Sign up for a free trial by clicking here.